Paano mag avail ng Affordable House thru Pag-IBIG sa Sonoma Residences Sta Maria Bulacan?

Paano mag avail ng Affordable House thru Pag-IBIG sa Sonoma Residences Sta Maria Bulacan?

Paano mag avail ng Affordable House thru Pag-IBIG sa Sonoma Residences Sta Maria Bulacan?

Isa sa mga pinakaaffordable housing projects malapit sa metro manila ay ang Sonoma Residences Sta Maria Bulacan ng Apec Homes. Ito ay nasa 6K monthly thru Pagibig at for as low as 4K monthly sa downpayment sa loob ng 38 months Equity/Down.

Ang Apec Homes ay isa sa mga awarded Top Developers ng Pag-IBIG na nasa more than 22 years na sa pag develop at build ng mga housing projects.

Kung ikaw ay matagal ng nangungupahan, or kung ikaw ay gusto ng mag invest ng sarili mong bahay, panoorin mo tong video na ito para malaman mo kung paano mag avail sa project na ito.


Kung nais mong magkaroon ng idea sa proseso ng pag avail ng property, malaman ang mga tips, Ifollow ang aking social media:

Social Media accounts:

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Licensed Real Estate Brokers:

~ Ralf Roger C. Tagao 0933.820.3456/0926.882.7912
PRC License # 0013076
HLURB License# 002220

~ Jenelyn P. Tagao 0917.868.9708/0922.879.7968
PRC License # 0028636
HLURB License# 008016


Regards,

Ralf Roger Tagao
Acountant/Licensed Real Estate Broker
PRC License # 0013076, HLURB License # 002220

Note: Si Ralf Roger Tagao ay isang Accountant, Licensed Real Estate Broker leading around 20 real estate agents, at Social Media Influencer with more than 18 thousand Youtube Subscribers/Followers, & 200+ videos about real estate tips for 1st time homebuyers, real estate projects & other self-help topics.

Hi, I’m Ralf Roger Tagao, CPA, Real Estate Broker & Entrepreneur. I’m engaged in Real Estate Selling of house and lot particularly located in Bulacan.

Mga Fees na babayaran pag nag avail ng house and lot

Mga Fees na babayaran pag nag avail ng house and lot

 

 

Sa pag avail natin ng house and lot especially kung thru Pag-ibig or Bank financing, eto ung mga dpat nating malaman na mga type of fees na babayaran.

Alamin ang mga fees na ito sa video na ito.

Kung gusto nyo pong makareceive ng mga video post updates, Maari pong sundan nyo ako sa aking Facebook Fan page at Youtube.

Please like : https://www.facebook.com/ralftagao

Follow me in youtube: https://bit.ly/2kGNPJc

More Power and Godbless to all!!!

Regards,

Ralf Roger Tagao
Acountant/Licensed Real Estate Broker
PRC License # 0013076

Note:
Ralf Roger Tagao is a Certified Public Accountant (CPA), Licensed Real Estate Broker & an Entrepreneur. He worked for more than 9 years as an Auditor & Accountant from 2005 to 2014. He has started real estate part time in Year 2012 when he got his license and became full time since January 2015 concentrated on selling house and lot in Bulacan area. He also manages a small business since Year 2013 aside from growing his realty business.

Hi, I’m Ralf Roger Tagao, CPA, Real Estate Broker & Entrepreneur. I’m engaged in Real Estate Selling of house and lot particularly located in Bulacan.

Makalipat ba ako agad sa bahay na kukunin ko pag nakaFull Down?

Makalipat ba ako agad sa bahay na kukunin ko pag nakaFull Down?

 

 

Makalipat ba ako agad sa bahay na kukunin ko pag nakaFull Down?

Madalas itong katanungan ng mga naghahanap ng bahay at dito sa video na ito, ating inexplain kung kailan ba talaga makakalipat at ano ang timeline para makalipat sa house and lot na kukunin mo.

I hope na itong maiksing video na ito ay makatulong upang maliwanagan tyo sa katanungan tungkol sa timeline ng paglipat ng inyong house and lot na iaavail.

Kung gusto nyo pong makareceive ng mga video post updates, Maari pong sundan nyo ako sa aking Facebook Fan page at Youtube.

Please like : https://www.facebook.com/ralftagao

Follow me in youtube: https://bit.ly/2kGNPJc

More Power and Godbless to all!!!

Regards,

Ralf Roger Tagao
Acountant/Licensed Real Estate Broker
PRC License # 0013076

Note:
Ralf Roger Tagao is a Certified Public Accountant (CPA), Licensed Real Estate Broker & an Entrepreneur. He worked for more than 9 years as an Auditor & Accountant from 2005 to 2014. He has started real estate part time in Year 2012 when he got his license and became full time since January 2015 concentrated on selling house and lot in Bulacan area. He also manages a small business since Year 2013 aside from growing his realty business.

 

 

Hi, I’m Ralf Roger Tagao, CPA, Real Estate Broker & Entrepreneur. I’m engaged in Real Estate Selling of house and lot particularly located in Bulacan.

Top 5 Reasons Why Buy a House in APEC HOMES

Top 5 Reasons Why Buy a House in APEC HOMES

 

 

Top 5 Reasons Why Buy a House in APEC HOMES

Check out itong aking video about sa New Apec Development Corporation (APEC Homes) ang mga reasons bakit dito magandang mag-avail ng house and lot.

Sa mga katanungan, maaari nyo po akong icontact sa:
Sun/Smart 0933 820 3456
TM/Globe 0926.882.7912
FB messenger: https://www.facebook.com/ralfroger.tagao

Connect with me on my FB page and youtube channel.Thanks

Please like : https://www.facebook.com/ralftagao

Follow me in youtube: https://bit.ly/2kGNPJc

More Power and Godbless to all!!!

Regards,

Ralf Roger Tagao
Acountant/Licensed Real Estate Broker
PRC License # 0013076

Note:
Ralf Roger Tagao is a Certified Public Accountant (CPA), Licensed Real Estate Broker & an Entrepreneur. He worked for more than 9 years as an Auditor & Accountant from 2005 to 2014. He has started real estate part time in Year 2012 when he got his license and became full time since January 2015 concentrated on selling house and lot in Bulacan area. He also manages a small business since Year 2013 aside from growing his realty business.

 

 

 

 

Hi, I’m Ralf Roger Tagao, CPA, Real Estate Broker & Entrepreneur. I’m engaged in Real Estate Selling of house and lot particularly located in Bulacan.

Kailan ba ako makakalipat sa bahay na nakuha ko?

Kailan ba ako makakalipat sa bahay na nakuha ko?

 

 

Masasagot yan ng various stages ng pagkuha ng bahay:

Stage 1: Reservation
Stage 2: Downpayment (preselling at longer terms, 18 months, 22 months, 26 months etc…) start after 30 days from reservation
Stage 3: Construction of unit (halos sabay matapos ang unit pag patapos na ang down)
Stage 4: Processing of housing loan thru Pag-IBIG or Bank (DP should be fully paid & house unit is 100% constructed
Stage 5: Move-In (punchlisting, accepting of key)
Stage 6: Renovation (since most units sa affordable housing ay bare type, need ng renovation to make the unit livable)

Estimated Timeline:

Preselling units (installment/spot DP)
DP/Construction stage – 18-26 months
Processing in Pag-IBIG after DP/construction stage – 3-6 months
Move-in/renovation stage – punch-listing 1 month after loan take out – 3-6 months

RFO Units:
1.) Installment DP:
DP terms – 10-15 months
Processing in Pag-IBIG after full DP- 3-6 months
Move-in/renovation stage – punch-listing 1 month after loan take out – 3-6 months

2.) Spot Cash DP:
DP terms – 1 month
Processing in Pag-IBIG after full DP- 3-6 months
Move-in/renovation stage – punch-listing 1 month after loan take out – 3-6 months

Send me a message kung meron kyong questions or you can contact me at
Sun 0922.879.7968
TM 0926.882.7912 (viber)
Skype ralftagao2014
FB: https://www.facebook.com/ralfroger.tagao

Regards,
Ralf Roger Tagao
CPA/Licensed Real Estate Broker
PRC License # 0013076

Hi, I’m Ralf Roger Tagao, CPA, Real Estate Broker & Entrepreneur. I’m engaged in Real Estate Selling of house and lot particularly located in Bulacan.

3 Types of House Financing

3 Types of House Financing

 

 

1.) Pag-IBIG Financing
2.) Bank Financing
3.) In-House Financing

Sa video na ito, idiniscuss ko ang comparison ng three (3) types of financing based sa:
~~Loan Term
~~Downpayment required
~~Interest rates

Send me a message kung meron kyong questions or you can contact me at
Sun 0922.879.7968
TM 0926.882.7912 (viber)
Skype ralftagao2014
FB: https://www.facebook.com/ralfroger.tagao

Regards,

Ralf Roger Tagao
CPA/Licensed Real Estate Broker
PRC License # 0013076

Hi, I’m Ralf Roger Tagao, CPA, Real Estate Broker & Entrepreneur. I’m engaged in Real Estate Selling of house and lot particularly located in Bulacan.

Actual Site of Sonoma Residences Sta Maria Bulacan

Actual Site of Sonoma Residences Sta Maria Bulacan

 

 

Townhouses for as low as 4K monthly equity and 5K+ monthly thru Pag-Ibig

2 rides from SM North, Trinoma Mall, MRT, LRT (bus via NLEX / tricycle)
2 rides from Divisoria (bus via NLEX / tricycle)
2 rides from Sta. Cruz, Manila (bus via NLEX / tricycle)
2 rides from Monumento, Caloocan (jeepney via NLEX / tricycle)

Para po sa detalye, pwede nyo po i-contact si Mr. Ralf Roger Tagao,
Sun 0922.879.7968
TM 0926.882.7912
Skype ralftagao2014
FB: https://www.facebook.com/ralfroger.tagao

Regards,

Ralf Roger Tagao
CPA/Licensed Real Estate Broker
PRC License # 0013076

Hi, I’m Ralf Roger Tagao, CPA, Real Estate Broker & Entrepreneur. I’m engaged in Real Estate Selling of house and lot particularly located in Bulacan.

5K per month 2 Storey Townhouse Sonoma Residences Sta Maria Bulacan

Affordable 2 Storey Townhouse 5K Monthly Only thru Pag-IBIG Sonoma Residences Brgy. Sta. Cruz, Sta. Maria, Bulacan Developer: New Apec Development Corporation

 

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Very Accessible ☑ 2 rides from SM North, Trinoma Mall, MRT, LRT (bus via NLEX / tricycle) ☑ 2 rides from Divisoria (bus via NLEX / tricycle) ☑ 2 rides from Sta. Cruz, Manila (bus via NLEX / tricycle) ☑ 2 rides from Monumento, Caloocan (jeepney via NLEX / tricycle)

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Very Affordable Sonoma Residences Brgy. Sta. Cruz, Sta. Maria, Bulacan Developer: New Apec Development Corporation

2 Storey Townhouse Blk 75 Inner Unit

Lot area: 36sqm Floor area: 44sqm

Sample computation thru Pag-IBIG

TCP: P809,000

Reservation Fee: 6,000

Downpayment: P76,000

Monthly Down in 20 months: P3,800/month

Loanable amount: P725,000

Estimated Monthly Amortization Pagibig at 6.5% interest rate yearly:

30 years: P4,818/month

Required basic salary: 13,766/month

Notes:

☑ Prices are subject to change without prior notice

☑ Actual turnover of unit is bare type (no room partition/no paint yet)

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HOUSING SPECS & AMENITIES

Housing Specifications • Long Span Colored Roof • Steel Roof Framings • Tiled Bathroom • Steel Casement Windows • Complete Toilet & Bath • Complete Electrical Wiring and Fixtures • Complete Water/Plumbing Pipes & Fixtures

Amenities • Entrance Gate with Guardhouse • Multi-Purpose Hall • Playground • Basketball Court • Centralized Water Supply • Concrete Roads, Curbs and Gutters • Underground Drainage System

——————————————————————————————–

Send us a message now for details and site viewing:

☎ Sun 0922.879.7968 ☎ TM 0926.882.7912 ☎ Skype ralftagao2014

☎ FB: https://www.facebook.com/ralfroger.tagao

 

Regards,

Ralf Roger Tagao

CPA/Licensed Real Estate Broker PRC License # 0013076

Hi, I’m Ralf Roger Tagao, CPA, Real Estate Broker & Entrepreneur. I’m engaged in Real Estate Selling of house and lot particularly located in Bulacan.

Affordable Single Attached at Sonoma Residences Sta Maria Bulacan

Affordable Single Attached at Sonoma Residences Sta Maria Bulacan

 

Sonoma Residences is a subdivision project located in Brgy Sta Cruz, Sta Maria Bulacan. It is one of the projects of New Apec Development Corporation in the province of Bulacan. New Apec is known for constructing affordable houses that can be availed thru Pag-IBIG or In-House Financing.

 

 

One of the house type that is being offered at Sonoma Residences is the Single Attached Model.  It is a 2 Storey single attached with three (3) bedrooms and two (2) bathrooms. It has an average lot area of 76.5sqm and floor area of 60.5sqm.

single attached Sonoma

Here is the sample computation of Single Attached thru Pag-IBIG financing.

 

2 storey Single Attached
3 Bedroom, 2 Bathroom
Lot area: 76.5sqm
Floor area: 60.5sqm

Sample computation thru Pag-IBIG

Net Contract Price: P1,860,586
Reservation Fee: 20,000
Equity: P590,586
Monthly Equity in 36 months: P16,405.17/month

Loanable amount: P1,250,000
Monthly Amortization:

30 years – 8,969/month

Required basic salary: 26K/month

 

Note: Prices are subject to change without prior notice

 

ACCESSIBILITY

Sonoma Residences is located in Brgy Sta Cruz Sta Maria Bulacan. It is very accessible to metro manila via nlex or macarthur highway. The site is only one (1) bus ride going to Cubao/Divisoria/Sta Cruz Manila and a tricycle going to Brgy Sta Cruz. If you’re coming from manila or cubao, the landmark is Waltermart Sta Maria. There are tricycle todas there in Waltermart that goes to Sonoma Residences.

 

sonoma-location-map

 

Housing Specifications
• Long Span Colored Roof
• Steel Roof Framings
• Tiled Bathroom
• Steel Casement Windows
• Complete Toilet & Bath
• Complete Electrical Wiring and Fixtures
• Complete Water/Plumbing Pipes & Fixtures

Amenities
• Entrance Gate with Guardhouse
• Multi-Purpose Hall
• Playground
• Basketball Court
• Centralized Water Supply
• Concrete Roads, Curbs and Gutters
• Underground Drainage System

Basic requirements:

For Locally employed:

  • COEC Certificate of Employment
  • recent 3 months latest payslip
  • marriage certificate for married or birth certificate for single
  • 2 valid IDs
  • Proof of billing
  • Pag-IBIG member with at least 24 months contribution

For OFW:

  • copy of Job Contract
  • copy of passport
  • remittance slip
  • marriage certificate for married or birth certificate for single
  • 2 valid IDs
  • Proof of billing
  • Pag-IBIG member with at least 24 months contribution

 

If you’re interested to check this project, you can contact Mr. Ralf Roger Tagao at 0922 879 7968/0926 882 7912.

Thank you very much and we’ll be glad to meet you soon. Godbless!

Hi, I’m Ralf Roger Tagao, CPA, Real Estate Broker & Entrepreneur. I’m engaged in Real Estate Selling of house and lot particularly located in Bulacan.

Affordable Duplex at Sonoma Residences Sta Maria Bulacan

Affordable Duplex at Sonoma Residences Sta Maria Bulacan

 

Sonoma Residences is a subdivision project of New Apec Development Corporation in Sta Maria Bulacan. New Apec is known for constructing more than 30,000 homes since it started its operation in the year 1997.  Among the house models that Sonoma Residences offer is the Duplex type of house aside from the townhouse and single attached which are also available in the subdivision.

 

At Sonoma Residences, we offer Duplex with Garage (sold out already) and Duplex without Garage.

 

Here is the Duplex without garage at Sonoma with lot area of 54sqm and floor area of 52.3sqm. It can accommodate 2 bedrooms in the 2nd floor. It has one (1) bathroom at the ground floor area.

sonoma-residences-Duplex

Here is the sample computation of the Duplex without garage thru Pag-IBIG.

Sample Computation:

2 Storey Duplex w/o Garage

Provision for two (2) bedrooms and one (1) bathroom
Lot area: 54sqm
Floor area: 52.3sqm

Total Contract Price:P1,331,676
Downpayment: P221,676
Reservation Fee: 10,000
Net Equity: P211,676
Monthly Equity in 18 months: P11,760

Loanable amount: P1,110,000
Monthly Amortization Pagibig:

30 years: P7,945

Note: Prices are subject to change without prior notice.

 

ACCESSIBILITY

Sonoma Residences is located in Brgy Sta Cruz Sta Maria Bulacan. It is very accessible to metro manila via nlex or macarthur highway. The site is only one (1) bus ride going to Cubao/Divisoria/Sta Cruz Manila and a tricycle going to Brgy Sta Cruz. If you’re coming from manila or cubao, the landmark is Waltermart Sta Maria. There are tricycle todas there in Waltermart that goes to Sonoma Residences.

 

sonoma-location-map

Housing Specifications
• Long Span Colored Roof
• Steel Roof Framings
• Tiled Bathroom
• Steel Casement Windows
• Complete Toilet & Bath
• Complete Electrical Wiring and Fixtures
• Complete Water/Plumbing Pipes & Fixtures

Amenities
• Entrance Gate with Guardhouse
• Multi-Purpose Hall
• Playground
• Basketball Court
• Centralized Water Supply
• Concrete Roads, Curbs and Gutters
• Underground Drainage System

Basic requirements:

For Locally employed:

  • COEC Certificate of Employment
  • recent 3 months latest payslip
  • marriage certificate for married or birth certificate for single
  • 2 valid IDs
  • Proof of billing
  • Pag-IBIG member with at least 24 months contribution

For OFW:

  • copy of Job Contract
  • copy of passport
  • remittance slip
  • marriage certificate for married or birth certificate for single
  • 2 valid IDs
  • Proof of billing
  • Pag-IBIG member with at least 24 months contribution

 

If you’re interested to check this project, you can contact Mr. Ralf Roger Tagao at 0922 879 7968/0935 317 2057.

Thank you very much and we’ll be glad to meet you soon. Godbless!

Hi, I’m Ralf Roger Tagao, CPA, Real Estate Broker & Entrepreneur. I’m engaged in Real Estate Selling of house and lot particularly located in Bulacan.

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